Are you looking for cheaper Lexus RX 450h insurance in Chicago? Are you drained from being strong-armed to pay insurance each month? You have the same problem as many other Illinois drivers.
Unfortunately, most insurance customers kept their coverage with the same insurance company for four years or more, and virtually 40% of consumers have never quoted insurance rates at all. Chicago drivers could save themselves up to $586 a year by just comparing rate quotes, but they just don’t want to compare rates. Big-name insurance companies like Allstate, Progressive and GEICO continually bombard you with fancy advertisements and it can be hard to see through the cute green geckos and mayhem and find the best price available.
The easiest way to compare car insurance rates for Lexus RX 450h insurance in Chicago is to know the fact most of the bigger providers actually pay money for the chance to compare rate quotes. The one thing you need to do is give the companies some data such as if it has an anti-theft system, if the car is leased, how much coverage you want, and what your job is. Your details is instantly sent to many different companies and they return quotes immediately.
To compare cheaper Lexus RX 450h insurance rates now, click here and find out if you can get cheaper insurance in Chicago.
The companies in the list below are our best choices to provide price quotes in Chicago, IL. If multiple companies are listed, we suggest you get prices from several of them to get the best price comparison.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
RX 450H Hybrid 2WD 4-Dr | $322 | $550 | $386 | $22 | $116 | $1,396 | $116 |
RX 450H Hybrid 4WD 4-Dr | $218 | $452 | $334 | $20 | $100 | $1,124 | $94 |
Get Your Own Custom Quote Go |
Data based on single female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Illinois minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, safe-driver, and claim-free. Price estimates do not factor in specific location information which can impact auto insurance rates considerably.
Safe drivers pay less for auto insurance
The example below highlights how speeding tickets and at-fault fender-benders can drive up Lexus RX 450h insurance costs for different ages of insureds. The premiums are based on a single female driver, comp and collision included, $250 deductibles, and no discounts are taken into consideration.
Policy deductible comparison
The chart below shows how different deductible levels and can impact Lexus RX 450h insurance costs for each different age group. The premiums are based on a single male driver, full coverage, and no policy discounts are applied.
Lexus RX 450h insurance premiums by gender in Chicago
The information below illustrates the comparison of Lexus RX 450h car insurance costs for male and female drivers. The data assumes a clean driving record, no at-fault accidents, comprehensive and collision coverage, $100 deductibles, marital status is single, and no policy discounts are applied.
Neighborhood insurance agents
Many drivers just prefer to sit down with an agent and that can be a great decision Licensed agents can help determine the best coverages and help in the event of a claim. An additional benefit of comparing insurance prices online is that drivers can save money and get better rates and still have a local agent.
To make it easy to find an agent, after completing this quick form, the quote information is emailed to insurance agents in Chicago who will give competitive quotes and help you find cheaper coverage. You don’t have to contact any insurance agencies because quoted prices will be sent immediately to you. If you have a need to compare rates from a specific insurance company, feel free to jump over to their website and fill out their quote form.
Finding the right insurer shouldn’t rely on just the bottom line cost. Here are some questions you should ask.
- Will one accident increase rates?
- How many years of experience in personal auto insurance do they have?
- How long has the business existed?
- Does the company have a local claim office in Chicago?
- Which insurance company do they prefer to write with?
- Is vehicle damage repaired with OEM or aftermarket parts?
If you want to buy auto insurance from a reliable insurance agency, you must know there are a couple types of insurance agents that differ in how they can insure your vehicles. Agencies in Chicago can be described as either independent agents or exclusive agents. Both insure your vehicles properly, but it’s important to point out how they differ because it may have an impact on buying decisions.
Exclusive Insurance Agencies
Agents that choose to be exclusive write business for a single company and some examples include Allstate, State Farm and Farm Bureau. They usually cannot provide rate quotes from other companies so it’s a take it or leave it situation. They are highly trained on what they offer which helps overcome the inability to quote other rates.
The following is a list of exclusive agents in Chicago who may provide you with price quote information.
Greg King – State Farm Insurance Agent
5508 S Lake Park Ave – Chicago, IL 60637 – (773) 643-6200 – View Map
Judith Gleason – State Farm Insurance Agent
2643 N Harlem Ave – Chicago, IL 60707 – (773) 637-8547 – View Map
Liane Williams – State Farm Insurance Agent
3143 W 71st St – Chicago, IL 60629 – (773) 436-7500 – View Map
Independent Agencies or Brokers
Independent insurance agents do not work for one specific company so as a result can place your coverage with any number of different companies and get the cheapest rates. If prices rise, an independent agent can move your coverage and you stay with the same agent.
When comparing auto insurance prices, we recommend you get quotes from a few independent agents to have the best price comparison.
Listed below is a short list of independent agencies in Chicago who can help you get comparison quotes.
W.A. George Insurance Agency
155 N Michigan Ave #300 – Chicago, IL 60601 – (312) 729-5265 – View Map
Beyer Insurance Agency
35 E Upper Wacker Dr #1730 – Chicago, IL 60601 – (312) 922-5300 – View Map
Public Insurance Agency
3656 N Cicero Ave – Chicago, IL 60641 – (773) 725-9333 – View Map